NZMA Cards from American Express
Related downloads
• NZMA Gold Credit Card Application Form
• NZMA Platinum Credit Card Application Form
• Download Acrobat
American Express, in partnership with the New Zealand Medical Association, presents you with a choice of three premium Cards to suit your needs – the NZMA Gold Credit Card, the NZMA Platinum Credit Card and the American Express NZMA Gold Business Card.
The Cards offered here recognise your need to streamline the financial side of life by keeping everyday and travel spending convenient, straight forward and rewarding. As an NZMA Cardmember, you’ll also enjoy access to American Express Membership Rewards®1.
American Express is proud to provide ongoing benefits of Card membership and support members of the NZMA.

Sign up for one of these NZMA Cards from American Express and as one of a
select few you will receive these benefits
NZMA Gold Credit Card or NZMA Platinum Credit Card
Access to Membership Rewards1
No annual Card fee for Additional and Supplementary Cards
Choose to pay off your purchases over time with a competitive interest rate
NZMA Gold Business Card
Business-sized spending power - with no pre-set spending limit6, you can
pay for all your big purchases. And because your Account is settled in full each
month, you will pay no interest.
Improve your cash flow - pay for your business expenses now. Enjoy the benefit
up to 50 credit-free days7 to pay your account in full.
Access to Membership Rewards1 with no caps and no expiry on points.
Reconciliation made easy - every expense clearly itemised with GST displayed
separately on monthly statements, including Supplementary Cards. Plus a year-end
summary of charges
Downloadable statements minimise paper trails.
Membership Rewards
The Perfect Companion
Everyday spending that
leads to rewards
Which Card is right for you?
Questions you might want to ask
Whatever your aspirations, Membership Rewards is a great way to reach them
Flights, luxury accommodation, leading brand electronics, quality homewares – whatever you’re aiming for is possible with Membership Rewards.
There’s no limit to the points you can earn and unlike some other rewards programmes, Membership Rewards points don’t expire, provided your Account remains current and is in good standing.
NZMA Gold Credit Card
Complimentary enrolment in Membership Rewards (Save $50 p.a.). Earn 1
Membership Rewards point for every $1 you spend on your Card.
Enrol in Membership Rewards with Turbo™3
for a fee of $99 p.a. and you will earn 2 Membership Rewards points for
every $1 you spend on your Card.
NZMA Platinum Credit Card
Automatic and complimentary enrolment in Membership Rewards. Earn 2 Membership
Rewards points for every $1 you spend on your Card1.
Earn 10 Membership Rewards points for every dollar spent when you shop at
Platinum Supercharger Partners.
NZMA Gold Business Card
Enrol in Membership Rewards for $50 p.a. and you will earn 1 Membership
Rewards point for every $1 you spend on your Card1.
Enrol in Membership Rewards with Turbo3 for a fee of $99 p.a. (in addition to
the annual Membership Rewards fee) and you will earn 2 Membership Rewards points
for every $1 you spend on your Card.
The NZMA Gold Business Card.
It’s the Card built for Business Owners
It pays to have trusted partners. Particularly in business. That’s why NZMA have partnered with American Express to offer you the NZMA Gold Business Card. With this Card’s support, you’ll enjoy greater purchasing power, improved payment terms and more rewards.
Hold an NZMA Personal Card and an NZMA Gold Business Card for maximum
rewards
If you’re adding the NZMA Gold Business Card to an existing NZMA Personal Card
or vice versa, points earned on both Cards will accumulate in one Membership
Rewards account. See below for more details
| I hold a... | NZMA Gold Credit Card* | NZMA Platinum Credit Card* |
| Card fee | Not applicable | We’ll waive the annual Card fee on your NZMA Gold Business Card saving you $95 p.a. |
| Rewards Programme
|
One Membership Rewards fee of $50 p.a.1. One Turbo3 fee of $99 p.a. (in addition to the Membership Rewards fee). | Automatic and complimentary enrolment in Membership Rewards1
on both Cards. Earn 2 points for every $1 spent |
*As long as you hold both Cards
Features and Benefits at a glance
Your everyday spending can be very rewarding
American Express is now accepted at more places than ever before, both locally and around the world. That means it's easier for you to use your Card for everyday purchases, from groceries and petrol to paying your monthly bills. And each time you use your Card, you’re earning points with Membership Rewards1.
Which card is right for you?

Questions you might want to ask
What is Membership
Rewards?
With access to Membership Rewards for every $1 you spend on
your Card you’ll earn 1 Membership Rewards point towards a fantastic range of
rewards. Make your Card the preferred way to pay, and make the most of
Membership Rewards1.
What is Membership Rewards with Turbo?
Enrol in Turbo to earn 2 points for every $1 you spend3.
Whether it’s flights, luxury accommodation, electronics, vouchers, wine, quality
homewares or whatever you may have your heart set on Turbo will get you there
twice as fast.
The $99 Turbo annual fee will be charged to your Card upon enrolment. And you'll be ready to build your points balance with remarkable speed.
To view the full range of rewards and benefits of the Programme visit www.americanexpress.co.nz/rewards
Can I book travel using Membership Rewards
points8?
Using Membership Rewards points is a great way to travel. You can access all the
services of a travel agency as well as booking flights. You don’t need to be
part of a frequent flyer programme, and there are no blackout dates or seat
restrictions. And if you don’t quite have the points balance you need, by
choosing a combination of points plus payment 9
on your American Express Card, you can use this service anytime.
Booking is as easy as calling 0800 44 22 08 (option 2) or visiting your local Harvey World Travel store. For more information visit www.americanexpress.co.nz/directticket
How can I redeem Membership Rewards points?
Redeeming Membership Rewards points is easy. Redeem for merchandise rewards and
shopping vouchers by logging on to
www.americanexpress.co.nz/rewards or calling
0800 44 22 08 (option 1). To book travel using points, call 0800 44 22 08
(option 2) or visit your local Harvey World Travel store.
What is a Supplementary Card?
Supplementary Cards allow you to extend the benefits of your Credit Card to
people close to you, such as your partner, children (over 18 years of age) or
parents. A Supplementary Card carries the individual's name, but charges will be
billed to your Card Account under that name. Membership Rewards points earned
with a Supplementary Card will be credited to you.
What is an Additional Card?
An Additional Card can help make managing your expenses a breeze. For example,
use your main Card for personal purchasing and your Additional Card for
household expenditure. At the end of the month, your expenditure is separated
for quick reconciliation.
What are my payment options?
You can pay your NZMA Card Account by Direct Debit, which will automatically
debit your nominated bank account.
Other options include: telephone or internet banking, payment by cheque or cash through any New Zealand Post Shop and payment by cheque through mail. Effective from 1 January 2010, a fee of NZD$1.80 will be introduced for all American Express New Zealand statements that are paid in person at an NZ Post Outlet.


Points to Note
1. Enrolment and participation in the American Express Membership Rewards
Programme is subject to the Membership Rewards Terms and Conditions and partner
terms and conditions. An annual $50 Membership Rewards fee applies. Only
purchases are eligible for Membership Rewards points. Membership Rewards points
do not expire while your Account is in good standing. A fee may be applicable
for participation in partner airline programmes. A transfer fee of $35 per
transfer of points to one of our airline partner programmes will apply. Platinum
Card members receive automatic and complimentary enrolment in Membership Rewards
and you will earn 2 Membership Rewards points for every $1 you spend on your
Card.
2. American Express credit approval criteria applies, subject to terms and conditions.
3. An annual $99 Turbo fee applies and is in addition to any transfer and Card fees that may apply. You will earn 2 Membership Rewards points for every $1 you spend on your Card.
4. All interest rates are quoted as an annual percentage rate applies to Purchases and all other Charges and are correct as at 20th April 2009. Rates are subject to change.
5. The Credit Card gives you up to 55 days interest free on purchases, depending on when your statement is issued, whether you have made a balance transfer and whether you are carrying forward a balance on your account from a previous statement period.
6. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit record and financial resources known to us.
7. Depending upon when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period. Balances must be paid in full each statement month. There are no credit free days on Cash Advances or Express Cash
8. Membership Rewards direct ticket terms and conditions apply.
9. When using the ‘Points+Pay’ option you must redeem a minimum of 10,000 points or your total points balance, whichever is lower.
10. American Express Credit Card Insurances are underwritten
by ACE Insurance Limited (Company No. 104656) (ACE) and are subject to the
terms, conditions and exclusions contained in the American Express Credit Card
insurances policy of insurance between American Express International (NZ) Inc.
(Company No. 867929) (American Express) and ACE. This brochure does not take
into account your objectives, financial situation or needs. It is important for
you to read the Terms and Conditions available at www.americanexpress.co.nz/insurance
and consider the appropriateness of that insurance in relation to your
individual requirements.